Starting November 16, 2025, Fannie Mae will remove minimum credit score requirements for loans submitted through its Desktop Underwriter (DU) system. This means that your FICO score may no longer be the deciding factor for loan approval. Instead, DU will analyze overall borrower risk, including alternative data like bank statements and repayment history. This opens doors for buyers with thin or no credit files to qualify more easily for a home loan. Rick Cavallaro and RhinoRealty Pros are here t
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