Jan 3, 2025 · The best credit cards for seniors and retirees offer a mix of benefits and rewards based on your spending habits and lifestyle. Compare our top picks.

Dec 20, 2024 · The best credit cards for seniors offer straightforward rewards with low interest rates and fees to help keep your finances on track. Read on for our choices for the best credit cards for seniors for travel rewards, cash back, retirement savings, 0% intro APR, bonus cash back and AARP memberships.

Jan 16, 2025 · Below, CNBC Select details the best credit cards for seniors and retirees who want to save money on the things they love most, whether it's traveling, dining, shopping or going on road trips —...

Jan 31, 2025 · Our top pick is the Barclays AARP Essential Rewards Mastercard, which is exclusively available to older adults, has no annual fee, and offers cash-back rewards on medical expenses. Along with the other cards that made the cut, we’ll discuss what seniors should look for in a credit card and help you decide if a new credit card is right for you.

Jan 20, 2025 · The best credit card for seniors will be the card that has an annual fee that matches their preference, rewards their greater expenses, has redemption options that match their goals, and offers benefits they can use.

Sep 13, 2021 · Seniors who carry a balance may also want a credit card with a low APR. “The Citi Double Cash Card is one great option as it offers a simple flat cash back rate, up to 2%, as long as payments are made on time,” Barness says. “It also has no annual fee, a low purchase APR and a 0% intro APR on balance transfers.”

Jan 1, 2025 · Credit cards for seniors offer more than just points or miles—they can provide real financial benefits: 0% Introductory APR : If you need to finance a big purchase or consolidate high-interest debt, a card with a 0% introductory APR can …

If you’re going to carry a balance on your credit card, you’ll want to worry less about rewards and more about getting the lowest APR possible. Credit unions often offer lower interest rates on credit cards than banks. You’ll need to thaw your credit to apply.

6 days ago · Our in-house credit card experts rate Low APR offers based on: The initial APR offered; Annual and other fees; Rewards offered; Signup or other bonuses; General approval rates; We also consider other cardholder needs and data points specific to the category.

With that in mind, Cheapism asked personal finance and credit card industry experts to weigh in on the best credit cards for senior citizens. Here is what they had to say. 21 Ways to Cut Costs in Retirement. AARP. Really? by bisongirl (CC BY-NC-ND) The top recommendation, hands down, was the AARP Credit Card from Chase.