Jul 1, 2025 · Fintech lending experiences high credit risk and needs an efficient credit scoring model, but it also faces limited data sources and severe class imba…

Explore 7 emerging trends transforming credit scoring, from AI to financial inclusion. Learn how alternative data redefines risk assessment.

Fintech firms can use alternative data and creative scoring models to assess creditworthiness based on criteria such as income, savings patterns, and transaction history. This inclusion gives …

Apr 1, 2025 · One of the most significant challenges in the financial sector is how to assess the creditworthiness of potential borrowers, especially those who lack a formal credit history or have a …

Aug 26, 2025 · Explore leading AI-powered credit scoring platforms for banks and fintechs to improve overall lending decisions, reduce risk, and optimize customer insights.

Dec 26, 2024 · In recent years, FinTech companies have introduced innovative approaches to credit scoring by incorporating alternative data sources. This shift aims to provide a more holistic view of an …

Explore how AI-driven credit scoring is reshaping risk assessment in FinTech with faster, fairer, and more accurate lending decisions.

Some fintechs built scoring models with unproven alternative elements, which may carry increased loan risk. There are more responsible ways to leverage alternative data to improve credit access while …

Aug 20, 2025 · Explore key features, evaluation criteria, and common pitfalls when choosing credit scoring software.

Aug 1, 2024 · Credit scoring plays an important role in determining the accessibility of credit in the financial sector. This in turn has a significant impact on ho…