Research suggests BNPL may not just be another way to pay — it could fundamentally reshape consumers’ shopping habits.

Regardless of the reasoning, however, there are many experts who are concerned that this "eat now, pay later" arrangement ...

Affirm just announced it will start reporting all pay-over-time loans, including Pay in 4, to the credit bureaus Experian and ...

And total household debt now exceeds $18 trillion.

Many people still fall outside the reach of traditional credit scoring. In the United States, the Consumer Financial ...

According to the CFPB, nearly two-thirds of BNPL borrowers originated multiple simultaneous loans at some point in 2022, and 33% took out loans from multiple lenders. The multi-loan balancing act ...

“A concert ticket might be a really good example of something that would attract [you] to spend beyond [your] means,” deHaan ...

A new survey from LendingTree has highlighted concerning trends in the use of BNPL services in the United States. More than 40% of BNPL users reported being late on a payment in the past year ...