Royal Bank of Canada maintains a low nonperforming loans to total loans ratio, indicating quality loans. See why I rate RY stock as a hold.

Shares of Royal Bank of Canada RY inched 0.48% higher to C$177.03 Tuesday, in what proved to be an all-around positive trading session for the Canadian market, with the S&P/TSX Composite Index GSPTSE rising 0.52% to 25,419.45. Royal Bank of Canada closed C$3.42 below its 52-week high of C$180.45, which the company achieved on December 6th.

Here’s why any drop in Royal Bank stock in 2025 could be an opportunity for long-term investors to buy it at a bargain.

Erste Group analysts downgraded Royal Bank of Canada shares listed on both the Toronto Stock Exchange (RY:CN) and the New York Stock Exchange (NYSE: RY) from Buy to Hold. The downgrade comes as the stock trades near its 52-week high of $128.

Royal Bank of Canada closed C$4.26 short of its 52-week high of C$180.45, which the company achieved on December 6th.

Central bank lowers its policy rate to 3%, warns Canadian economy’s resilience ‘would be tested’ in trade war with United States

Royal Bank and TD Bank have delivered very different results for investors in the past few years. The post Better Bank Stock: Royal Bank vs TD Bank? appeared first on The Motley Fool Canada.