Y our credit score plays a big role in your financial life. It affects everything: getting approved for loans, opening new ...

Boosting your credit score involves avoiding some actions and taking some proactive, affirmative steps as well. Combine them ...

Discover how to get an EIN and DUNS number, open business accounts, and improve your credit score using tradelines and credit cards to give your small business a boost.

To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly ...

but there's another factor that's just as important -- your credit utilization ratio. If you're trying to raise your score, understanding how this ratio works can make a big difference.

If you’re still renting your place, the thought of buying a home can feel overwhelming. A recent TD Bank survey of first-time ...

You must also consider your credit utilization ratio, which shows how much of your total available credit you have used. This is the second most important factor (after payment history ...

One of the most important parts of the amount owed category is your credit utilization ratio, or the ratio of credit you're using to the amount of credit you've been extended. For example ...

A second credit card can increase your credit score by raising your credit utilization ratio. If your current card limit is $2,000 and you spend about $1,000 on the card each month, your credit ...

a low balance-to-limit ratio. If a credit card with delinquencies or high credit utilization shows up on your credit report, even as an authorized user, it might create a credit score problem ...

A personal loan can ease the burden of having multiple debts by consolidating them and reducing your payments. But should you ...