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Our opinions are our own. You can get a credit card with bad credit, but it won't be one of those cards you see advertised with rich rewards or exclusive perks. It will probably be fairly basic.
Getting a personal loan when you have bad credit or no credit history can be ... Percentage-based fees vary by state, ranging from 1% to 10% of the loan amount subject to certain state limits ...
A credit score below 580 puts you in the bad credit category. If you fall within this range, you'll likely have trouble qualifying for a credit card. But that doesn't mean all hope is lost.
Our list of the best credit cards for bad credit can help you decide the best fit for you.