Got credit card debt? Want to pay it off? Oddly enough, another credit card might just be your best bet.  It’s ...

Struggling to tackle your credit card debt on your own? Here's how to know when it's time to try a different strategy.

Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

How To Compare Credit Card APRs. To say APRs are highly variable is an understatement, which makes it hard to settle on one single, numerical answer to what constitutes a “good” interest rate.

What defines a good APR for a credit card is relative. It depends on the type of card you're looking at, as well as your own credit. A credit card APR below 10% is definitely good, but you may ...

A “good” APR for a credit card is one that is under the current national average for cards that assess interest, which was 22.16% in May of 2023, according the Federal Reserve’s most recent ...

A credit card with a long 0% intro APR period can be an excellent tool for managing your purchases without incurring interest charges. Whether you're planning a big-ticket purchase or looking for ...

Start by assessing how much you need to borrow and the timeline you'll need for repayment. In general, a line of credit is ...

You also may need good-to-excellent credit to get approved for a 0% APR offer on an existing credit card. Use the account responsibly, paying on time and not using too much of your available credit.

Many credit cards offer 0% APR for both purchases and balance transfers, that is, debt moved to the card from another account. But some offer 0% APR only on one or the other.

A credit card with an introductory 0% APR could help you avoid interest charges for a time. That means you can finance a large, planned purchase and pay it off interest-free during the ...

Penalty APR: If you don’t abide by the rules of your credit card account, you’ll be slapped with a penalty APR. This often happens if you are 60 days late or more with your credit card payment ...