What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

Start by assessing how much you need to borrow and the timeline you'll need for repayment. In general, a line of credit is ...

Earn 2% back on every purchase with no annual fee. See why the Citi Double Cash Card is a great pick for simple, everyday ...

Although the Federal Reserve hasn’t moved its benchmark since December, the average card rate keeps edging higher.

Credit card companies make the bulk of their money from interest, cardholder fees and transaction fees paid by businesses ...

Senators propose capping credit card interest at 10%. Will it pass? Explore the potential impact on consumers and the ...

Borrowing rates for consumers have remained high, despite three interest rate cuts last year. Some experts still expect cuts ...

The Fed’s decision to hold rates steady still has far-reaching implications for almost all forms of borrowing as well as the returns on most savings accounts.

Spending to earn rewards can put you in debt if you're unprepared, but you can earn without debt if you spend within your ...

Best 0% APR credit cards Best for low balance-transfer fee: Citi Simplicity® Card Best for purchases and balance transfers: Wells Fargo Reflect® Card Best for limited-time offer: U.S. Bank ...

Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a ...