I am amazed to see a ton of videos advising youngsters to invest in their 20s; the sooner they start, the better it is for them. Compounding is the eighth wonder of the world, etc. Maybe all of that’s ...

The Pension Fund Regulatory and Development Authority (PFRDA) has recently announced a Multiple Scheme Framework in the National Pension Scheme for all non-government subscribers. In this article, we ...

In this article, Abhishek Kumar, a SEBI-registered investment advisor, discusses whether one should invest in the retail offshore MF from GIFT City, specifically the DSP Global Equity Fund. I still ...

Ever since the announcement of the Unified Pension Scheme (UPS), I had assumed that it would also apply to the Union Government’s Central Autonomous Bodies (CABs) (which include all the IITs; see a ...

Use this free calculator to determine if you can stay invested in the National Pension Scheme or consider switching to the Unified Pension Scheme. This is an updated version of the calculator first ...

Tax expert Manmohan Sethumadhavan has prepared a downloadable comprehensive capital gains taxation rules ready reckoner for freefincal readers based on the amendments to the Finance Bill 2024. the ...

In this edition of the reader story, we have a sequel to My Journey to a Ten Crore Portfolio. Arun digs deep and shows us how long it took for his portfolio to increase by one crore to a 15 Crore ...

This article explains how capital gains from different investments will be taxed. These are applicable for redemptions made on or after 23rd July 2024. Indexation benefits are history for all asset ...

Here is a step-by-step guide to selecting an index. 1. Where and how you invest does not matter if you do not have a proper investment plan. The right return expectation, the correct initial asset ...

If you have capital gains and dividends to report to the taxman, correct this auto-fill while filing ITR! About the author: Manmohan Sethumadhavan is a freelancer, investor, and personal finance ...

I maintain a document named “Where is our money?”. This document captures everything I want my family to know about money if I were to be in a position not to tell them—maybe because I am dead or in a ...

A reader asks, “How to perform a portfolio audit? What are the steps? What should be the frequency? How to achieve it without impacting your core day-to-day job/business? Ideally, how many goal-based ...