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Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. A perfect credit score of 850 is hard to get, but an excellent credit score is more achievable. If you ...

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Having a perfect credit score sounds really cool, but it's not all it's cracked up to be. Find out what having an 850 score can get you.

Request a free credit report to see where you are, then get to work on achieving credit score brilliance. 1) Check For Errors. If you see any, call the lender and dispute it.