The company will need to prove that you cannot afford your bills but are willing to work toward debt resolution. Will using CreditAssociates hurt my credit score? Debt settlement programs require ...

Economists consider Moody's downgrade justified, given the U.S.'s reluctance to address its rising debt and deficit.

Other key factors that can affect your loan rates include: Your credit score Your employment status The purpose of your loan To see your personal interest rate, visit Balance Credit's website and ...