so you can pay off your debt for less than you owe. But if you're not keen on lowering your debt through debt settlement, the company can help you consolidate your credit card debt if your total ...

Opinions expressed by Forbes Contributors are their own. True Tamplin is on a mission to bring financial literacy into schools. Debt is a widespread problem in the United States, with more than 77 ...

Debt consolidation is a popular financial strategy borrowers can use to simplify their finances and save money at the same time. It involves taking out a new loan to pay off several other existing ...

These programs involve negotiating with your creditors to settle your debt for less than you owe, but debt settlement companies charge high fees, and the process can damage your credit.

What Steve Knight, who was one of the members of the band, didn’t realise was that on the other side of the world, Pranati ...

But what if you have $20,000 in credit card debt and want to pay it off in three years or less? What are some ways to do that? Find out how debt relief could help you pay off your credit card ...

Steve Vernon, FSA, helps retirees make their ... In theory, you could spend less money on your wants if money is tight. However, real life isn’t quite so black and white. For example, it ...

The student loan debt balance in the U.S. has increased by 66% over the past decade, and it now totals more than $1.74 trillion, according to the Federal Reserve. Here’s a closer look at student ...

As the school year starts for millions in the United States, student debt may be top of mind for many students and parents. With several years of student debt forgiveness programs underway, the ...

Either of these debt consolidation options can help you pay down your balance with less interest — or no interest at all, in the case of a card with a 0% APR offer. Just make sure you consider ...

You'll find some credit counseling companies here as well, which offer debt management plans for enrollment and monthly fees. These plans are usually less expensive than debt settlement ...