Some are things you have no control over, such as federal interest rates. One you can control, however, is your credit score — and that has a major impact on your rate. Your credit score ...

Build your credit by paying on time, keeping balances low, disputing errors, and using a mix of credit types responsibly over ...

which amounts to an extra $38.88 per month. While that is a relatively nominal difference, if you had a higher credit score you would have received a better interest rate, and each point shaved ...

A good credit score—a FICO Score of 670 or more—can help you secure lower interest rates on credit cards or loans. In contrast, a bad credit score can lead to higher rates, sometimes up to or ...

while the average used car loan interest rate was 11.62 percent. Your credit score plays a significant role in determining your interest rate, but other factors such as the lender, amount borrowed ...

How to negotiate a lower interest rate Gather your information If needed, improve your credit score Compare other credit card offers Hang up and call again Apply for a balance transfer card Bottom ...

Avoid unpleasant surprises by finding out your score before you apply. Then improve your credit, if necessary, to qualify for a low rate. An auto loan interest rate is the percentage of your loan ...