The FDIC seeks to stick to its statutory mandate while reducing impediments to fintech, innovation, mergers, bank formation, and efficient supervision. Just one day after being named acting ...

The Federal Deposit Insurance Corporation, or the FDIC, has guaranteed deposits — up to certain thresholds — at American banks since the early days of the New Deal in 1933. The agency’s ...

This chart from the Federal Deposit Insurance Corp ... The number of banks on the FDIC’s “problem list” -- those presumed to be in danger of collapse -- only started to decline in 2011.

As mentioned, FDIC coverage applies per depositor and per ownership category. Keeping money in different ownership categories lets you qualify for additional coverage. For example, if you open a ...

In this example, $250,000 is covered by the FDIC, but $41,200 is uninsured. Keep in mind that coverage is applied per owner. A single owner is covered up to $250,000, but joint bank accounts may ...

The FDIC determined that Citigroup’s living will, for example, was “not credible.” It “would not facilitate an orderly resolution” of a living will under the U.S. Bankruptcy Code ...

Your shares in both accounts are added together and insured up to $100,000, providing $200,000 in combined coverage, according to an FDIC example. It's highly possible deposits above those limits ...

All in all, it’s a highly favorable backdrop for banks, as witnessed by a rising balance in the FDIC insurance fund ... story with business customers. For example, larger companies easily ...

The FDIC insures deposits for amounts up to $250,000 ... The $250,000 limit applies "per beneficiary, per grantor." For example, if two spouses have two children and each parent has set up a ...