Y our credit score plays a big role in your financial life. It affects everything: getting approved for loans, opening new ...

Even if you're not a big spender, some credit cards offer serious spending power and flexible rewards. Read on to learn more ...

Paying off your balances and reducing your debt load is the fastest way to boost your credit score. “Say your credit cards ...

The best method for paying down your credit card debt depends on your total debt, savings, financial habits and spending ...

A second credit card can increase your credit score by raising your credit utilization ratio. If your current card limit is $2,000 and you spend about $1,000 on the card each month, your credit ...

Credit cards can be used as an alternative to emergency cash saved in an emergency fund if you don’t have it. While this ...

Thinking about canceling some credit cards? Learn how to do it smartly to protect your credit score and simplify your wallet.

If a credit card with delinquencies or high credit utilization shows up on your credit report, even as an authorized user, it might create a credit score problem rather than a solution.

Millions of student loan borrowers face credit score drops due to delinquencies, impacting their ability to secure new loans, according to the New York Fed.

If you’re nearing retirement or settling comfortably into your golden years, it’s no secret that your finances will change.