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If you find yourself carrying credit card balances month to month, it's something you should address ASAP. It's likely that ...
Credit card debt and interest rates may be high now, but borrowers still have options. Here's what to consider next.
It may be a while before card rates come down, but you can still take steps to lower your borrowing costs now.
Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of ...
How are credit card rates ... the federal funds rate, which is set by the Federal Reserve’s Federal Open Market Committee. Essentially, the federal funds rate is the interest rate that banks ...
You’re more likely to qualify for a wider variety of credit cards, get access to other loans at lower interest rates, get approved for a rental home and more. This becomes important if you need ...
Credit card lenders add a margin to the prime rate to arrive at your card’s variable APR. The prime rate impacts the cost of credit on consumer loans, including credit card accounts, with the ...
The average APR for all credit card accounts is 15.13%, and rises to 16.65% for accounts assessed interest, according to the latest data from the Fed. Maybe those rates seem manageable but ...
Raising or lowering the federal funds rate -- the overnight interest rate between banks -- creates a domino effect. Credit card issuers often follow the Fed's lead, increasing or decreasing their APRs ...
Alexandria Ocasio-Cortez (D-N.Y.) and Sen. Bernie Sanders (I-Vt.) would have limited credit-card annual interest rates including finance charges to 15 percent. If such a measure were to pass ...
You could avoid credit card interest until fall 2026 with this top-rated Chase offer -- plus earn rewards and a bonus along ...
With credit card pain increasing for consumers, it is reasonable to wonder whether to delay 401(k) contributions to reduce ...