A whopping 17 certificates offer at least 4.50% APY right now, with terms stretching as long as 2027. Alternatively, you can lock in 4.28% to 4.40% for 3 to 5 years.

One of the biggest factors influencing current CD rates is the federal-funds rate. As the Federal Reserve began cutting its ...

Find out the CD rates you could lock in by opening an account now.

Don't deposit $20,000 into either account type before calculating the interest-earning potential each offers now.

If you have a purchase looming on the horizon, it’s time to take advantage of a hot new offer from Discover. The bank has ...

As of July 21, 2025, the national average for six-month CDs is 1.52%, according to the FDIC. However, there are six-month CDs ...

The current national high for a 12-month CD is 5.37%, which would earn roughly $1,340 in interest with a $25,000 deposit. Two-year CD rates ...

Certificates of deposit (CDs) can be a great choice if you’re looking for a low-risk investment to generate interest on cash you don’t need to use immediately. CD rates have mostly held tight ...

Today's best CD rates by term The top CD rates change based on location, financial institution and other factors. Here are some of the best CD interest rates for different maturities: GECU: 4.58% ...

To the delight of savers, CD interest rates have soared in the past couple of years, shooting past 5% or even 6% APY. But savers could see CD rates dip after the Federal Reserve cut interest rates ...