Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new credit scoring models that widen the door to homeownership.

While past-due debt can negatively affect your credit score, you'd assume that finally settling that debt will be a positive, ...

Negative entries like late payments and charge-offs stay on your credit report for seven years — this is what's known as the ...

It's easy to assume the limit itself is the boundary. But most experts recommend staying below 30% of your limit if you care ...

Even though Fannie Mae dropped its FICO minimum, individual lenders still have the ability to set their own credit score requirements. "That being said, there may be cases where someone with a 597 ...

As Lynnette Khlafani-Cox looked at her credit score back in 2022, she couldn’t believe what she was seeing. The number that popped up on her screen: 850. She is a renowned money expert known as ‘The ...

A practical look at why your score starts mattering long before you plan a home loan — and continues to matter long after you ...

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

Learn how credit scores influence car loan interest rates in 2025.