Debt consolidation is a good idea if it helps you meet your financial goals, but not if you use it to free up revolving ...

Personal loans can be mixed blessings. A personal loan can help you finance a large purchase or consolidate credit card debt into a single fixed monthly payment. But, as with any financial product, ...

The advantages of refinancing a mortgage can include lowering your interest rate, changing your loan term and unlocking some home equity. The disadvantages of refinancing include closing costs, ...

Mortgage interest rates plunged to their lowest level in three years in September, and while they've ticked up slightly since the middle of the month, they now enter October at a significantly lower ...

There are potential benefits and downsides to debt consolidation.