HO-3 is the most common type of homeowners insurance because it covers the house, your belongings, liability coverage, medical payments to others, and additional living expenses. Unlike HO-1 and ...

Condo insurance is generally one of the cheaper homeowners insurance policies because it doesn't cover exteriors like an HO-3 policy. The average cost of condo insurance is $531 annually ...

There are four different types of insurance available for traditional homeowners: HO-1, HO-2, HO-3 and HO-5. Each policy type offers varying levels of protection, and plans with more robust ...

Founded as the Automobile Mutual Insurance Company of America, Amica offers both HO-3 and HO-5 homeowners policies available. A mutual company, Amica has policies that can pay dividends of up to 20%.