That said, there are still some general guidelines that will apply to most people nearing retirement age. By the time you reach 60 years old, there are a few benchmarks you should be able to meet.

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The 401(k) rules allow you to save more if you are close to retirement. Those rules got even better with the start of 2025 if you are aged 60-63. Here's what you need to know..

You're not there yet, but how much you've saved up at this point can determine how much money you'll have then.

This not-so-small detail raises an important question: How much should you have invested at age 60, when you're not quite ready to retire, but when that day is within sight? Here's a rough figure.