When a plan administrator selects an insurer to provide annuities for a retirement plan subject to ERISA, it is engaging in a fiduciary act that must be conducted prudently. Mistakes in this process ...

They can be a secure way to avoid outliving assets—but watch out for fees ...

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The Insured Retirement Institute filed comments urging the Department of Labor not to withdraw a longstanding safe harbor regulation. According to the Insured Retirement Institute, the Department of ...

Interest in lifetime income products within retirement plans is growing, and a new tool helps plan sponsors and advisors to match the right annuity product into the 401(k) plans for their employer ...

A proposed bill would allow workers 50 and older to roll over 401(k) funds into annuities and simplify 401(k) rollover ...

Annuities offer guaranteed lifetime income but carry high fees and limited liquidity. Cashing out an annuity early can trigger surrender charges up to 10% of contract value. Fixed annuities lose ...

Talk to ten people about planning for the later stages of life and you will hear ten different strategies. Some prefer mutual funds, others rely on real estate, and a few simply hope things will work ...

When you think about estate planning, wills, trusts and life insurance usually top the list. But annuities deserve a spot in the conversation, too. Beyond providing reliable income in retirement, ...

Income tax on pension is added to total income and taxed under slab rates. Payout structure, annuity income, and retirement planning affect post-retirement cash flow.

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