The percentage of credit card accounts that were at least 90 days past due hit a 12-year high at the end of 2024.

At risk of falling behind on your credit card bills this May? Here's what to do before your debt and fees spiral.

Our opinions are our own. A low interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly.

There are personal loans with fixed interest rates and fixed monthly payments ... Annual fee: No annual fee Benefits and drawbacks: The Blue Business® Plus Credit Card from American Express ...

We’re not in a recession (as of this writing, at least), but that doesn't mean people aren't stressed. A NerdWallet survey ...

Credit cards can be a useful financial tool, allowing you to rack up points or cash back on everyday purchases. But there can ...

There’s no limit to how long you can keep a credit card account open as long as you’re in good standing. The longer you keep ...

There’s no interest and no accumulation of debt when you pay cash. A personal loan will include interest, though it will likely be much less than your credit card interest rate. Often these ...

The Chime Credit Builder Secured Credit Card may not have a rewards program, but it doesn't require a credit check and ...

With the debt avalanche method, you pay the card with the highest APR first – which is your 29.9% APR card – and make minimum ...

Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are ...