Fintechs like Revolut and Monzo got a revenue boost from higher interest rates. Now, they face a key test as rates decline.

A lower Fed rate may make stock traders rejoice, but it's not necessarily good news for everyone ... for purchases made on credit. Interest rates have a direct effect on consumer behavior ...

Strategists pointed to the rising cost of borrowing over the last year, with the Federal Reserve having raised rates ... nominal GDP growth is likely to mostly offset the effect of higher interest ...

A real interest rate is the difference between a nominal interest rate and the rate of inflation. Nominal interest rates are the rates set by financial institutions, such as banks and credit card ...

and the effect that these rates have on lending and savings. Difference Between Nominal and Real Interest Rates You cannot determine the real interest rate without first understanding the nominal ...

in the new century, the real is appreciating in the floating regime, due to the highly risky attitude taken by international investors (mainly hedge funds) who love high nominal interest rates, do ...

The nominal interest rate is a stated interest rate that doesn't take the effects of compounding interest or inflation into account. It's sometimes also referred to as the "quoted" or "advertised ...

Do persistently low nominal interest rates mean that governments can safely borrow more? To addresses this question, I extend the model of Ghosh et al. [2013] to allow for persistent stochastic ...