How To Lower Your Credit Card Interest Rate. Audited & Verified: Mar 6, 2025, 3:28pm Libby Sweeney Former Staff ... Typically, a higher credit score equates to lower interest rates.

You may be able to get a lower interest rate on your credit card by calling your credit card issuer. Updated Thu, May 1 2025. Andreina Rodriguez Associate Reporter, CNBC Select.

Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

Credit card companies often have pre-negotiated rates for customers enrolled in legitimate debt management plans, which can sometimes be as low as 6% to 10% APR.

It's important to find a credit card with a lower APR because a lower APR reduces the amount of interest you pay on existing balances, helping you save money and pay off debt faster. There are a ...

Borrowing rates for consumers have remained high, despite three interest rate cuts last year. Some experts still expect cuts ...

Card issuers use your credit score to gauge their level of risk when lending to you. A good credit score —a FICO Score of 670 or more—can help you secure lower interest rates on credit cards ...

A good credit card interest rate target right now is a 10-12% APR. ... “In my experience, this is the best way to get your existing credit card company to offer you a lower rate. ...

More and more people who are filing for bankruptcy have retail credit card debt, and those bills are getting harder to pay off with record-high interest rates.

Vault’s Viewpoint. With credit card interest rates averaging over 20%, cardholders who carry a balance can rack up quite a bit of extra debt. You might be able to get a lower interest rate by ...