Credit card balances are finally dipping — but high rates persist. Here's how to start reducing your debt for good.

Rising credit card interest rates can make it difficult ... and ask if there's anything else you can do on your end to get the lower rate. This information can be helpful for the next time you ...

Looming tariffs put an uncertain spin on the economy. Get on top of credit card debt now in case things go sideways.

To enroll in a credit card hardship program, contact your credit card issuer and ask if it offers one. Many major issuers ...

Thankfully, most credit cards allow you to get it back after you’ve ... The result? Lower interest charges. With interest rates higher than ever, steering clear of interest can be a way to ...

A personal loan can ease the burden of having multiple debts by consolidating them and reducing your payments. But should you ...

Card issuers use your credit score to gauge their level of risk when lending to you. A good credit score—a FICO Score of 670 or more—can help you secure lower interest rates on credit cards or ...

If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. NerdWallet's credit cards content, including ratings and ...

Credit card APRs come in two forms — variable ... There's no surefire way to get a low interest rate, but there are actions you can take to increase your odds of receiving the best interest ...

A high credit ... low interest rate on a personal loan. Before applying, check your credit report to ensure your score is in the best shape and that no errors negatively affect your credit. You ...

If you can get a lower interest rate than your credit card APR, use the loan to pay off your card, and then work to pay down the personal loan quickly. However, if you take this route, you may ...