Learn the key distinctions between moral hazard and morale hazard—a conscious vs. subconscious change in behavior—and their implications in the insurance industry.

Any practice or situation that occurs in an occupational setting and has the potential to cause bodily or mental harm or poses any other risks to the health of one or more workers constitutes as a ...

In a market where one group is more subsidized than the other, you can be sure of who won’t survive.

Anything that presents a potential threat to employees, whether physical or psychological, can be classified as a workplace hazard. Small businesses have a responsibility to reduce or eliminate ...

The Hazard Assessment Signage Program (HASP), designed by Cornell University, creates laboratory entrance signs that provide important information regarding emergency contact, warnings, and assessment ...

Hazard information when combined with exposure, vulnerability and capacity is fundamental to all aspects of disaster risk management, from multi-hazard risk assessments for prevention and mitigation ...

It's highly unusual for us to find a lawmaker's statement at a hearing to be particularly informative, even rarer for it to be entertaining. At Senate Banking Committee hearings, Sen. Jim Bunning has ...

Probabilistic fault displacement hazard analysis (PFDHA) is a relatively new methodology, and actual examples of applications are quite limited. The current publication provides an introduction to ...