numerical answer to what constitutes a “good” interest rate. APR values are relative figures, so their greatest utility is in comparison. Banks typically offer credit card APRs from 19% to 28%.

We calculate average rates for other card types using smaller, category-specific subsets. Card issuers use your credit score to gauge their level of risk when lending to you. A good credit score ...

High-interest charges are the most obvious way credit card debt could cost you money along with money mismanagement. Here's ...

It may be a while before card rates come down, but you can still take steps to lower your borrowing costs now.

There are some credit card users who limit themselves to a single card, while other people might have 10 or 12 credit cards ...