She is a library professional, transcriptionist, editor, and fact-checker. The Deposit Insurance Fund (DIF) is managed by the Federal Deposit Insurance Corporation (FDIC) to ensure deposits at ...

Professor Manju Puri found that private equity companies turned around failed banks during the financial crisis, helping ...

Increasing deposit insurance poses a moral hazard since it ... There’s also a cost associated with raising the insurance cap. The fund used to back depositors’ money is financed by premiums ...

The U.S. Federal Deposit Insurance Corp. projected that its deposit insurance fund reserve ratio remains on track to hit the ...

The US government’s bedrock fund meant to protect depositors in the event of a bank failure is poised to reach its legal ...

Acting Chair Travis Hill suggested the agency use total liabilities rather than insured deposits as the denominator in the ...

As the Federal Deposit Insurance Corp.'s Deposit Insurance Fund inches toward replenishment, acting chair Travis Hill ...

The agency's deposit insurance fund stood at $128 billion as of last year, but with the failures of Silicon Valley Bank (SVB) and Signature Bank, and the FDIC-brokered sale of First Republic Bank ...

The guaranteed deposits extend beyond the Federal Deposit Insurance Corporation (FDIC) fund insurance that promises depositors' funds up to $250,000 will be covered, and only a very small ...

That on-hand amount is called the deposit insurance fund. The FDIC tries to keep money worth 2% of total insured funds in the DIF. The FDIC publishes how much money is in the DIF in its Quarterly ...

All in all, it’s a highly favorable backdrop for banks, as witnessed by a rising balance in the FDIC insurance fund and a mere two bank failures in 2024, out of more than 4,500 institutions.

MAY 11 (Reuters) - Created after the Great Depression, the Federal Deposit Insurance Corp (FDIC) is the independent federal agency charged with insuring depositors in the case of bank failures by ...