The refunds are due under the U.S. Equal Credit Opportunity Act, which protects consumers from discrimination on the basis of race, sex, religion, national origin and marital status. It requires ...

That changed on Oct. 28, 1974, when the Equal Credit Opportunity Act was signed into law, giving women the same access to credit as men, regardless of marital status. No longer did women need male ...

Before that, it was always my father’s name embossed in the plastic. Until the Equal Credit Opportunity Act (ECOA) was signed into law 50 years ago today, banks required women to have a male ...

He helped pass what became the Equal Credit Opportunity Act, by tacking it on to another piece of legislation. Card talked about this in an oral history. She said the legal language was simple.

The Equal Credit Opportunity Act prohibits discrimination in credit transactions. Under the ECOA, borrowers have the right to know why their credit application was rejected. If you suspect you're ...

Oscar Wong / Getty Images The Equal Credit Opportunity Act (ECOA) is a federal civil rights law designed to ensure fair lending practices. Passed in 1974, it prohibits lenders from discriminating ...