With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

You can set up alerts with your credit card issuers to track your balances. Or sign up for a free credit score that displays utilization rates. Keeping your credit utilization at no more than 30% ...

Your credit utilization ratio is the amount of debt you have divided by your total credit limit. Credit utilization accounts for a decent chunk of your credit score, so aim to use no more than 30% ...

credit card or auto loan, it remains critical to understand what credit utilization is and how it can affect your credit score. Credit utilization is the ratio of your overall credit balances (the ...

Please visit our list of the best cash-back cards for alternative options. Experts generally recommend maintaining a credit utilization rate below 30%, with some suggesting that you should aim for ...

Your credit utilization ratio is the amount of credit you've used compared with the amount you have available on your credit cards. If your credit utilization ratio exceeds 30%, it can hurt your ...

Dear Liz: Our credit scores are in the low 800s. We always pay all credit card balances off before the next billing period. We are presently charging a cruise for us and our daughter and her husband.

In turn, your credit card utilization increases — which can have a big impact on your financial health and your credit score. Here's why. Find out how the right debt relief company could help ...