As students grow, they develop conceptual frameworks to explain their observations ... new knowledge and develop a higher level of understanding may be hindered. For example, after observing the rise ...

The paper introduces a conceptual model named ASAP (Access, Service, Asset, Platform) for Digital Asset Platforms (DAP), leveraging insights from IT industry practices and experiments by central banks ...

Based on an extensive literature review and re-analysis of existing qualitative data, this report offers a working definition and an a priori conceptual model of financial well-being and its possible ...