Many Americans carry a balance on their credit cards. In the first quarter of 2025, U.S. consumers' credit card balances totaled $1.18 trillion, according to the Federal Reserve Bank of New York.

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Carrying a credit card balance means you'll pay interest on ... The information for the Bank of America® Customized Cash Rewards Credit Card has been collected independently by U.S. News and ...

Personal and small business cards issued by U.S. Bank, and Bank of America are ... alternative options. Credit cards have notoriously high interest rates, so carrying a balance can be costly.

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If there isn’t a clear financial benefit to transferring a balance, it’s most likely not worth the effort. As one of the largest credit card issuers in the U.S., Bank of America has a few ...

In general, balance transfers from different banks follow a similar pattern. Bank of America is the second largest bank in the United States, and several Bank of America credit cards feature 0% ...

A balance transfer allows you to move a balance from one credit card to another, typically to take advantage of a low or 0% introductory APR. A balance transfer can save you money and give you ...