An 850 FICO® credit score is perfect -- but what does it actually get you? Here's what changes (and what doesn't) when you ...

Paying off your balances and reducing your debt load is the fastest way to boost your credit score. “Say your credit cards ...

Our picks for the providers with the best personal loans are LightStream, SoFi Bank, PenFed Credit Union, Discover Bank and ...

Our opinions are our own. A credit score of 600 is generally defined as bad credit — although it's not that far from the next level up, "fair" credit. If you have a 600 credit score, you're ...

A credit monitoring service can notify you when a credit application has been made in your name. Here are our favorites.

Paying accounts on time, fixing errors, and lowering your credit utilization could raise your credit score by 50-plus points ...

Commissions do not affect our editors' opinions or evaluations. Whether your credit score is in the 500s because you’re building your credit from scratch or trying to rewrite credit history ...

Even if you have a lower credit score, the good news is you may still qualify for a small business loan. Here's what you need ...

There’s no limit to how long you can keep a credit card account open as long as you’re in good standing. The longer you keep ...

Credit cards for fair credit, sometimes called "average" credit, are generally aimed at those with FICO scores in the low to mid-600s. These cards can help you if you're just starting out with ...

To find the best mortgage lender for a 700 credit score, consider the type of loan that best suits your needs and your other qualification factors, such as your debt-to-income (DTI) ratio and ...

Harlan Vaughn was formally a credit cards editor for Forbes Advisor with over a decade of experience. With a deep understanding of the credit card industry, his passion for travel strategies ...