Less than 3% of Americans have $1 million in retirement accounts, far fewer than most people expect. Here's what the data ...

Average retirement savings: mean vs median. When there are wide variations in income and savings within a given group, as is the case in the U.S., it's essential to look at both kinds of averages: ...

You might also reevaluate your budget to trim spending and ramp up savings, as well as commit any windfalls, such as your tax refund, to your retirement account. If you are having a hard time finding ...

In a research paper, BlackRock outlined how incorporating private-equity investments in a target-date fund could add 50 basis ...

While Vanguard's newly released "How America Saves" yearly report reveals that Americans' 401 (k) savings rates are at record highs — making up an average $148,153 balance and a median $38,176 balance ...

Florida is a beacon for retirees with warm weather, plenty of sunshine, and favorable tax laws, but retirees there earn less ...

The Social Security Administration is to send out the final round of benefits on the agency’s payment schedule for June 2025.

Vanguard’s “How America Saves” report on the state of 401(k) participation is now in its 24th year, and for the moment, all ...

The SECURE 2.0 Act expands retirement savings options, including new tax credits, Roth changes and catch-up provisions.

Retirement savers who are 50 and older can take advantage of catch-up contributions in their tax-advantaged retirement accounts. For 2025, the catch-up limit for a 401(k) or a 403(b) is $7,500.

The average payout could drop to $1,580 per month after 2034 -- a 19% drop from the current average retirement payout.

Here's the average Social Security benefit for people age 65. Waiting longer to claim benefits, even past retirement age, can boost monthly payments ...